CBS News $100,000 short-term CD vs. $100,000 high-yield savings account: Which will earn more this year? By Home - CBSNews.com May 14, 2026 1 Min Read Comments Off on $100,000 short-term CD vs. $100,000 high-yield savings account: Which will earn more this year? The interest-earning potential of a short-term CD and a high-yield savings account is similar now, but not identical.